Benefits One: Designed insurance packages for businesses starting from 1 employee

Benefits One by Mercer Marsh Benefits (MMB) is unique because it provides comprehensive benefits not usually available to groups of this size. It does so with minimal administration, at a competitive price – saving you time and ensuring you get the most out of your budget, despite accelerating health costs. Benefits-One allows you to differentiate yourself as an employer of choice and put yourself on a level playing field with larger employers, to attract and retain the right talent.

Enjoy similar advantages typically catered for large corporations

Simplified underwriting

No medical underwriting requirement for HMO and Medical Indemnity program. For Life products, the No Evidence Limit (NEL) is competitively higher and covers up to age 65.

Cost-effectiveness and financial stability

Pre-negotiated premium rates leverage economies of scale, locked in for up to three years until December 2024.

Available for start up and fast-growing companies

Gain preferred access to all these advantages — typically enjoyed only by large corporations with significant bargaining power — as one of our valued clients under Benefits One.

We are a reliable partner in delivering extraordinary benefits to protect your business and your employees, supporting you every step of the way.

Harnessing our global strength as one of the world’s leading insurance brokers, we have partnered with leading insurers to give you a highly competitive benefits solution. 

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Key Features:

  • Stable premium
    With a lock-in period of three years (from 2024 to 2026), small businesses can enjoy a stable premium for three years that won’t be subject to loading. 
  • Comprehensive coverage
    Coverage includes HMO, medical indemnity, term life, personal accident and business travel.
  • Telemedicine
    Access to medical consultation anytime, anywhere. Saves time and effort of your employees that physical consultations require.
  • Wellness program sessions
    Taking care of your employees’ well-being and engaging them through wellness activities that can be in a form of wellness talks or seminars from the healthcare provider.
  • Mental health coverage
    It is important for employers to create a supportive and stigma-free environment that encourages employees to seek mental health counseling when needed.

Talk to us

Get in touch to learn more about our benefits for small businesses solutions.