Benefits One: Designed insurance packages for businesses from 2 employees

Benefits-One by Mercer Marsh Benefits (MMB) is unique because it provides comprehensive benefits not usually available to groups of this size. It does so with minimal administration, at a competitive price – saving you time and ensuring you get the most out of your budget, despite accelerating health costs. Benefits-One allows you to differentiate yourself as an employer of choice and put yourself on a level playing field with larger employers, to attract and retain the right talent.
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Enjoy similar advantages typically catered for large corporations

Simplified underwriting

For life products, employees will be covered up to their last accepted sum assured (existing) or non-medical limit (NML) (new), whichever is higher. Underwriting will not be required for medical products.

Streamlined administration

Automated, simplified and digitalized placement and renewal processes are supported by web platforms and mobile apps from MMB and our partners.

Cost-effectiveness and financial stability

Pre-negotiated premium rates leverage economies of scale, locked in for up to three years until December 2026.

Key Features:

  • Stable premium
    With a lock-in period of three years (from 2024 to 2026), small businesses can enjoy a stable premium for three years that won’t be subject to loading.
  • Comprehensive coverage
    Coverage includes term life, personal accident, critical illness, disability income, medical, dental, maternity and business travel.
  • Competitive benefits
    Benefits One is benchmarked against the latest market offerings and designed to include industry best practices so you can rest assured that your benefits program is up to date and relevant.
  • Flexible choice
    Employees can customize their coverage to fit their needs, with options to increase their coverage, pay additional premiums and / or even include eligible dependents.
  • Telemedicine
    Available 24/7, Telemedicine services deliver medical advice and support to your employees' doorstep, saving them the time and effort that physical consultations require.
  • Strong employee support
    Dedicated employee hotlines from reputable insurers for queries regarding claims, coverage and other related topics.
  • Access to Benefits Club
    An exclusive member-only online platform tailored for HR managers. Explore proprietary HR benchmarking data, wellness offerings and thought leadership articles, all without the need for significant investment. 

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Get in touch to learn more about our benefits for small businesses solutions.